A previously undiscovered junior lien (HOA, municipality, second mortgage) could reduce or eliminate net surplus.
Mitigation: Pre-claim title searches. "Clear" status indicates no known liens, but discovery risk exists.
Court processing delays, documentation requirements, or probate can extend timelines.
Mitigation: Review county-level historical data. Factor duration into capital allocation.
If the rightful owner cannot be located or verified, the claim may not proceed.
Mitigation: KYC protocols and genealogical research. "Located, responsive" = lowest risk.
If the claim window expires, funds transfer to the state. Post-escheatment recovery is significantly harder.
Mitigation: All platform listings are within active
claim windows.
State legislatures may modify fee caps
or procedures.
Mitigation: We monitor regulatory developments
and structure claims for compliance.
Gross surplus
equity amount
Net proceeds
after liens
Recovery fee
(state-dependent)
Duration (impacts capital utilization)
Claim
success rate
Each investor should evaluate deals based on their own objectives, risk tolerance, and capital strategy.
Ready to walk through a deal?
This market won't stay inefficient. As institutional infrastructure scales, the current advantage compresses. Early winners are already inside.
Milan CM
620 Newport Center Dr.
Newport Beach, CA 92660